How It Works
Send money in 4 simple steps
Create Your Account
Download the app and sign up in 2 minutes. No documents required to get started.
Verify Your Identity
Take a photo of your ID and a selfie. Our system automatically verifies your documents.
Pay with Interac
Send your payment via Interac e-Transfer from your Canadian bank. Simple, secure, and no extra fees.
Your Loved One Receives Funds
Once we receive your payment, we send the money. Your recipient receives funds on their Mobile Money. Timing varies based on checks.
Why KemetMoney?
Fast
Typically processed quickly after receiving your Interac payment. Times may vary.
Secure
End-to-end encryption and FINTRAC compliance. Your data is protected.
Transparent
Real exchange rate displayed. No hidden fees. You see exactly what your loved one will receive.
💡 Good to Know
• Payment is made exclusively via Interac e-Transfer from your Canadian bank
• Processing time starts after we receive your payment
• Delivery times may vary depending on checks
How Your Recipient Receives Money
Everything you need to know to prepare your recipient
1. Your Recipient Must Have a Mobile Money Account
To receive money, your recipient must have an active Mobile Money account with one of our partner operators.
Supported Operators by Country
Cameroon: MTN, Orange
Cameroon: MTN, OrangeGabon: Airtel, Moov
Gabon: Airtel, MoovCongo-Brazzaville: Airtel, MTN
Congo-Brazzaville: Airtel, MTNCAR: Orange
CAR: OrangeChad: Airtel, Moov
Chad: Airtel, MoovEquatorial Guinea: Orange
Equatorial Guinea: OrangeBenin: MTN, Moov
Benin: MTN, MoovBurkina Faso: Orange, Moov
Burkina Faso: Orange, MoovIvory Coast: Orange, MTN, Wave
Ivory Coast: Orange, MTN, WaveGuinea-Bissau: Orange, MTN
Guinea-Bissau: Orange, MTNMali: Orange, Wave
Mali: Orange, WaveNiger: Airtel
Niger: AirtelSenegal: Orange, Wave
Senegal: Orange, WaveTogo: Orange
Togo: OrangeIf They Don't Have a Mobile Money Account
Visit an operator agency (MTN, Orange, Airtel, etc.) • Bring a valid ID • Fill out the registration form • Activate the account with a personal PIN • Registration is usually free and takes less than 30 minutes
2. Automatic Notification
Once the transfer is completed, your recipient receives an SMS from their Mobile Money operator confirming receipt of funds and the exact amount received in local currency (XAF or XOF).
You also receive a notification in the app to confirm that the transfer is complete.
3. Using the Money
Option 1: Cash Withdrawal
Visit their Mobile Money operator agency, present an ID, and withdraw the desired amount.
⚠️ Important: Withdrawal fees may be applied by the local operator (typically 1-1.5% of the amount). These fees are set by the operator and are not under our control.
Option 2: Use Directly from Mobile Money Account
Pay bills (electricity, water, internet) • Buy phone credit • Transfer to another Mobile Money account • Pay at merchants accepting Mobile Money
💡 Tip: To avoid withdrawal fees, encourage your recipient to use the money directly from their Mobile Money account.